This is how much

Since I've already gotten emails asking about this, and since I intended for this blog to be a resource, this is the financial breakdown of my nose job.

Cost if I had paid cash: $4950
Cost if using a surgery loan company: $5099 (<--- my price)
Cost to book surgery: 10%

I knew I'd be financing my surgery, so I paid $510 to get me on the books the day of my consultation.  When I got home, I applied for financing through Care Credit, which is "a healthcare credit card that can be used as a payment option for certain expenses not covered by insurance or to bridge situations when desired care exceeds insurance coverage." (description from their website.)

Care Credit qualified me for $4200, so the next day at my pre-op appointment, I went in with the credit documentation and paid the remaining $390 in cash.  I chose a 24 month payment plan, so my monthly payment including 14.9% interest will be $203.  The total cost over the life of the loan will be $4872.

Including the $900 I put down already and assuming I only make the minimum payment each month, the total cost of my surgery will be $5772.

When you Google, the average price of rhinoplasty is $3000-8000, so I think mine is reasonably priced for an experienced surgeon in Louisville, KY.